Transportation Insurance Solutions

Commercial Transportation Insurance

The commercial transportation landscape is changing, and so are your risks. The road ahead can get bumpy when it comes to protecting critical assets, including your employees, fleet, and contracted cargo.

Transportation insurance provides coverage for businesses involved in the transport of goods or passengers, protecting against risks such as vehicle damage, cargo loss, liability claims, and more. The commercial transportation industry is facing unprecedented challenges driven by emerging technologies, changing customer demands, tougher laws and regulations, and record growth in e-commerce.

Protecting Your Transportation Business and Driving Growth

Avoiding risky potholes requires agility and strategic planning. The Risk Strategies Transportation Insurance experts are laser-focused on all aspects of your business including driver safety, cost management, compliance, and risk management. Our dedicated team specialized in the delivery and logistics industries for more than half a century - making us uniquely qualified to create insurance programs that keep you going and growing.

We understand that insurance plans are not one-size-fits-all. With transportation business insurance solutions that cover virtually every risk, we can create a plan using our vast network of carrier partners and products including:

• Fleet & Auto Liability Insurance: Including liability coverage for injury and/or property damage caused by your drivers in the use of their own personal vehicles
• Contingent Auto Liability Insurance: Protecting freight brokers and forwarders if/when they are held liable for the actions of motor carriers with whom they work
• Hired & Non-Owned Auto Insurance: Associated with Independent Contractors, short-term vehicle rentals/leases, and freight forwarding/brokering of shipments
• Auto, Cargo, Crime, General, and Excess Liability Insurance: Exclusive programs through A-rated carriers nationwide
• Custom Cargo forms: To specifically handle the needs of the transportation and logistics industry
• Errors & Omissions (E&O) Insurance: It’s critical that you protect your business if you make a mistake (error), or fail to perform a specific service (omission)
• Warehouse Liability Insurance: Make sure you’re protected against property damage and loss and potential liability issues (specific types of coverage depend on the type of warehouse facility, service provided, and employee status)
• Customs & Transportation Bonds: Make sure you’re protected against property damage and loss and potential liability issues (specific types of coverage depend on the type of warehouse facility, service provided, and employee status)
• Commercial Property Insurance: Commercial property insurance can help protect the physical assets critical in supporting your business, or other related structures
• While Under Dispatch Insurance: Insurance solutions specifically designed  for gig and on-demand economy platforms, offering tailored protection for your service providers, such as drivers, parcel couriers, and shoppers. Enhance your platform's efficiency with insurance solutions that ensure smooth operations and elevate customer satisfaction.

Transportation Industry Events

ECA Marketplace – The Same-Day delivery industry’s premier event to expand your company’s business opportunities and help increase your bottom line.

CLDA Final Mile Forum – The annual CLDA Final Mile Forum & Expo (FMF) is the premier logistics event for supply chain leaders operating in the final mile space and is the year’s best opportunity to expand your knowledge, build your network, and explore the latest products and solution.

NHDA – The Forum brings together over 200 home delivery professionals specializing in appliance, furniture, and large item residential delivery and installation. The program features an information-packed agenda focusing on the trends and challenges impacting the home delivery industry. The format of facilitated panel discussions features industry leaders, and subject matter experts and encourages the active engagement of your industry peers.

FMA – The Florida Messenger Association is comprised of a vast network of delivery companies including last mile, same day, next day, LDL, distribution, and other transportation companies that offer a broad range of transportation and logistics services and aspire to the highest levels of professionalism in the industry.

Risk Strategies Transportation Practice

A team of true specialists offering custom insurance coverages that can keep pace with your growing fleet.

At Risk Strategies, we understand the unique needs of transportation and delivery companies and speak the industry's language, bridging gaps with underwriters. Our Transportation Insurance team offers exclusive access to markets and insurance solutions unavailable elsewhere.

We provide custom-written forms to simplify coverage and minimize administrative hassles, and our detailed application and underwriting process helps clients secure better rates and terms. Additionally, we connect clients with trusted experts in safety, DOT compliance, labor law, and last-mile delivery legal matters, ensuring comprehensive support for your business.

Want to learn more?

Connect with the Risk Strategies Transportation team at transportation@risk‐strategies.com.