Yacht Insurance for Individuals

Your yacht is unique and deserves specialized protection

Whether you own a mega yacht, sportfish boat, classic yacht, high-performance powerboat, or something different, we have the insurance solutions you need.

Our Marine & Yacht Practice incorporates the expertise of industry leaders from Gowrie Group and Atlass Insurance Group to ensure you get custom, comprehensive coverage for all of your yachts and marine interests.

As your marine risk advisors, we understand the complexities of yacht ownership and the need for the highest level of protection and risk management.

As marine specialists, we work with you to gain a full understanding of what makes you and your yacht unique, taking into consideration a wide range of factors including boat type, construction, marine electronics & specialized technologies, your cruising plans and racing schedules, safety equipment, navigation areas, and hurricane zones.

Together we design an insurance solution that provides the highest level of protection for your yachts, passengers, paid crew, and your family’s nautical lifestyle.

What are the key aspects of strong boat insurance submission?

In today’s marine insurance environment, it is critical to work with a marine insurance advisor who knows what makes a risk most attractive to an underwriter. Underwriters scrutinize each risk to determine if the owner and boat are a smart risk.  The marine advisors at Risk Strategies work with you to assemble the necessary supplemental materials to ensure your submission is strong and attractive. 

  • Boating Resume
    • Personal Information
    • Full Name
    • Contact Information (phone, email)
    • Address
  • Boating Experience
    • Summary of your boating experience (years, type of vessels operated)
    • Specific skills and expertise areas (e.g., navigation, safety procedures, weather assessment)
  • Licenses and Certifications
    • Boating licenses (with issuing authority and dates)
    • Safety and operational certifications (e.g., CPR, First Aid, Advanced Navigation)
  • Prior Boat Ownership
    • List of vessels owned with specifications (make, model, size)
    • Dates of ownership
    • Navigation areas (lakes, rivers, coastal, offshore)
    • If no relevant ownership, mention any required captaincy or operational details
  • Paid Captain Resume (if applicable)
    • Detailed boating experience as a captain
    • Types of vessels operated
    • Navigation areas
    • Claims history (if any)
  • Paid Crew Resumes (if applicable)
    • Experience of each crew member
    • Specific roles and responsibilities
    • Claims history (if any)
  • Marine Survey
    • Details of the latest NAMS/SAMS accredited marine survey (less than 3 years old)
    • Confirmation of survey recommendation completion
  • Hurricane/Storm Plan
    • Detailed plan for securing the boat in case of hurricanes or severe weather
  • Absentee Owner Plan
    • Procedures for managing and maintaining the boat when unattended
  • Maintenance Service Records
    • Records of all maintenance and repairs
    • Dates and details of improvements and servicing
  • Boating Safety & Claims Records
    • Summary of safety records and any claims filed
    • Measures taken to mitigate risks
  • Personal Insurance Portfolio
    • Overview of existing personal insurance coverages (homes, autos, valuables)
    • Relevance to marine insurance considerations

Connect with a Marine Specialist and Request a Quote:

Practice Leadership

Scott Stamper

Managing Director, National Marine Practice

John Fisher

Managing Director, National Marine Practice

[]

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Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187921817602, createdAt=1743001070202, updatedAt=1743005590594, 1='{type=string, value=Sample Arkansas Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more...}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187918692102, createdAt=1743004969903, updatedAt=1743005596878, 1='{type=string, value=Sample California Bond 2}', 2='{type=string, value=X}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Lorem ipsum}', 7='{type=string, value=Description goes here and here}'}, {id=188601390617, createdAt=1744198475042, updatedAt=1744198475042, 1='{type=string, value=Alcohol Tax Bonds (Federal/TTB)}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.}'}, {id=188601390618, createdAt=1744198475043, updatedAt=1744198475043, 1='{type=string, value=Appraisal Management Company Bond}', 2='{type=string, value=$20,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$200}', 7='{type=string, value=Necessary for firms overseeing networks of state-licensed appraisers.}'}, {id=188601390619, createdAt=1744198475044, updatedAt=1744198475044, 1='{type=string, value=Arkansas Motor Vehicle Dealer Bonds}', 2='{type=string, value=$25,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Mandatory for new and used vehicle dealers and wholesalers.}'}, {id=188601390620, createdAt=1744198475045, updatedAt=1744198475045, 1='{type=string, value=Barber School Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures barber schools adhere to contractual and professional obligations.}'}, {id=188601390621, createdAt=1744198475046, updatedAt=1744198475046, 1='{type=string, value=Beauty Pageant Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantees that beauty pageant organizers fulfill their contractual commitments.}'}, {id=188601390622, createdAt=1744198475047, updatedAt=1744198475047, 1='{type=string, value=Bid Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Serve as financial assurance for certain contract bid proposals, especially large-scale projects.}'}, {id=188601390623, createdAt=1744198475048, updatedAt=1744198475048, 1='{type=string, value=Broker-Dealer, Investment Adviser, or Agent of the Issuer Bond}', 2='{type=string, value=$1,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for professionals in securities to ensure compliance with regulations.}'}, {id=188601390624, createdAt=1744198475049, updatedAt=1744198475049, 1='{type=string, value=Business Service Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Protect clients against employee theft and misconduct for businesses operating on client premises.}'}, {id=188601390625, createdAt=1744198475050, updatedAt=1744198475050, 1='{type=string, value=Certificate of Title Bond}', 2='{type=string, value=$100 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Needed for vehicles lacking titles necessary for registration.}'}, {id=188601390626, createdAt=1744198475051, updatedAt=1744198475051, 1='{type=string, value=Child and Adult Care Food Program (CACFP) Bond}', 2='{type=string, value=$1,000 - $150,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure compliance with CACFP regulations for meal service providers.}'}, {id=188601390627, createdAt=1744198475052, updatedAt=1744198475052, 1='{type=string, value=Cigarette Stamp Deputy Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for deputies overseeing cigarette stamp distribution and compliance.}'}, {id=188601390628, createdAt=1744198475053, updatedAt=1744198475053, 1='{type=string, value=City of Maumelle Solicitor Bond}', 2='{type=string, value=$1,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for solicitors operating within Maumelle to ensure adherence to local ordinances.}'}, {id=188601390629, createdAt=1744198475054, updatedAt=1744198475054, 1='{type=string, value=City of Texarkana License and Permit Bond}', 2='{type=string, value=$2,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for businesses in Texarkana to guarantee compliance with municipal regulations.}'}, {id=188601390630, createdAt=1744198475055, updatedAt=1744198475055, 1='{type=string, value=CLB Commercial Contractor License Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for contractors undertaking commercial projects valued at $50,000 or more.}'}, {id=188601390631, createdAt=1744198475056, updatedAt=1744198475056, 1='{type=string, value=CLB Financial Statement Contractor Bond}', 2='{type=string, value=$50,000 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$375}', 7='{type=string, value=For contractors unable to provide financial statements meeting state net worth criteria.}'}, {id=188601390632, createdAt=1744198475057, updatedAt=1744198475057, 1='{type=string, value=CLB Subcontractor License Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for subcontractors with contracts of $2,000 or more with unlicensed contractors.}'}, {id=188601390633, createdAt=1744198475058, updatedAt=1744198475058, 1='{type=string, value=Coin Operated Amusement Machine Operator Bond}', 2='{type=string, value=$6,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for operators of coin-operated amusement machines.}'}, {id=188601390634, createdAt=1744198475059, updatedAt=1744198475059, 1='{type=string, value=Coin Operated Cigarette Machine Operator’s Bond}', 2='{type=string, value=$2,000 - $6,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for operators of coin-operated cigarette machines to ensure regulatory compliance.}'}, {id=188601390635, createdAt=1744198475060, updatedAt=1744198475060, 1='{type=string, value=Collection Agency Bond}', 2='{type=string, value=$10,000 - $25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for entities collecting debts to ensure ethical practices.}'}, {id=188601390636, createdAt=1744198475061, updatedAt=1744198475061, 1='{type=string, value=Combative Sports Bond}', 2='{type=string, value=$20,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for organizers of combative sports events to ensure adherence to regulations.}'}, {id=188601390637, createdAt=1744198475062, updatedAt=1744198475062, 1='{type=string, value=Contractor License Bonds}', 2='{type=string, value=$100 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required by the state and some cities for licensed contractors to ensure compliance with building codes.}'}, {id=188601390638, createdAt=1744198475063, updatedAt=1744198475063, 1='{type=string, value=CPEO Bonds}', 2='{type=string, value=$50,000 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for Certified Professional Employer Organizations at the federal level.}'}, {id=188601390639, createdAt=1744198475064, updatedAt=1744198475064, 1='{type=string, value=Credit Repair Services Organization Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Ensure credit repair companies adhere to state regulations and protect consumers.}'}, {id=188601390640, createdAt=1744198475065, updatedAt=1744198475065, 1='{type=string, value=DMEPOS (Medicare) Bonds}', 2='{type=string, value=$50,000 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$275}', 7='{type=string, value=Required for suppliers of durable medical equipment participating in Medicare.}'}, {id=188601390641, createdAt=1744198475066, updatedAt=1744198475066, 1='{type=string, value=ERISA Bonds}', 2='{type=string, value=$10,000 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Protect employee benefit and retirement plans managed by fiduciaries.}'}, {id=188601390642, createdAt=1744198475067, updatedAt=1744198475067, 1='{type=string, value=Federal Maritime Commission Bonds}', 2='{type=string, value=$50,000 - $75,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$625}', 7='{type=string, value=Required for Ocean Transportation Intermediaries by the FMC.}'}, {id=188601390643, createdAt=1744198475068, updatedAt=1744198475068, 1='{type=string, value=Fish and Game License Agent Bond}', 2='{type=string, value=$1,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for agents selling hunting and fishing licenses to ensure proper handling of funds.}'}, {id=188601390644, createdAt=1744198475069, updatedAt=1744198475069, 1='{type=string, value=Freight Broker Bond (BMC-84)}', 2='{type=string, value=$75,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required by the FMCSA for freight brokers and forwarders in the U.S.}'}, {id=188601390645, createdAt=1744198475070, updatedAt=1744198475070, 1='{type=string, value=Fuel Tax Bonds}', 2='{type=string, value=$1,000 - $800,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for fuel sellers to maintain licensing under the IFTA.}'}, {id=188601390646, createdAt=1744198475071, updatedAt=1744198475071, 1='{type=string, value=H-2A Farm Labor Contractor Bonds}', 2='{type=string, value=$5,000 - $150,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for farm labor employers participating in the H-2A program.}'}, {id=188601390647, createdAt=1744198475072, updatedAt=1744198475072, 1='{type=string, value=Household Pest and Rodent Control Bond}', 2='{type=string, value=$50,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$375}', 7='{type=string, value=Ensure pest control companies comply with state regulations.}'}, {id=188601390648, createdAt=1744198475073, updatedAt=1744198475073, 1='{type=string, value=HUD Manufactured Housing Installer Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for installers of manufactured housing under HUD guidelines.}'}, {id=188601390649, createdAt=1744198475074, updatedAt=1744198475074, 1='{type=string, value=Janitorial Cleaning Service Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Protect clients against employee theft for janitorial services.}'}, {id=188601390650, createdAt=1744198475075, updatedAt=1744198475075, 1='{type=string, value=Lost Instrument Bonds}', 2='{type=string, value=$50 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required before issuing duplicates of lost financial certificates.}'}, {id=188601390651, createdAt=1744198475076, updatedAt=1744198475076, 1='{type=string, value=Maintenance Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Protect project owners from damages due to faulty construction post-completion.}'}, {id=188601390652, createdAt=1744198475077, updatedAt=1744198475077, 1='{type=string, value=Medallion Signature Guarantee (STAMP) Bonds}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for participants in the Securities Transfer Agents Medallion Program.}'}, {id=188601390653, createdAt=1744198475078, updatedAt=1744198475078, 1='{type=string, value=Money Transmitter Bond}', 2='{type=string, value=$50,000 - $300,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$750}', 7='{type=string, value=Mandatory for money transmitters to ensure compliance with financial regulations.}'}, {id=188601390654, createdAt=1744198475079, updatedAt=1744198475079, 1='{type=string, value=Mortgage Broker, Banker, and/or Servicer Bond}', 2='{type=string, value=$100,000 - $200,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$750}', 7='{type=string, value=Required for licensed mortgage loan brokers, bankers, or servicers.}'}, {id=188601390655, createdAt=1744198475080, updatedAt=1744198475080, 1='{type=string, value=New Motor Vehicle Dealer Bond}', 2='{type=string, value=$25,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Required for dealers selling new vehicles in Arkansas.}'}, {id=188601390656, createdAt=1744198475081, updatedAt=1744198475081, 1='{type=string, value=New Motorcycle, ATV, Scooter, Utility Vehicle or Lessor Bond}', 2='{type=string, value=$25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for dealers selling new motorcycles, ATVs, scooters, utility vehicles, or acting as lessors.}'}, {id=188601390657, createdAt=1744198475082, updatedAt=1744198475082, 1='{type=string, value=North Little Rock Contractor Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for contractors applying for commercial building permits in North Little Rock.}'}, {id=188601390658, createdAt=1744198475083, updatedAt=1744198475083, 1='{type=string, value=Notary Bond}', 2='{type=string, value=$7,500}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for individuals who authenticate signatures and administer oaths.}'}, {id=188601390659, createdAt=1744198475084, updatedAt=1744198475084, 1='{type=string, value=Open-Cut Land Reclamation Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures compliance with land reclamation regulations for open-cut mining operations.}'}, {id=188601390660, createdAt=1744198475085, updatedAt=1744198475085, 1='{type=string, value=Oversize and Overweight Hauling Permit Bond}', 2='{type=string, value=$1,000 - $10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for entities transporting oversize or overweight loads to ensure adherence to permit conditions.}'}, {id=188601390661, createdAt=1744198475086, updatedAt=1744198475086, 1='{type=string, value=Paid Solicitor Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$150}', 7='{type=string, value=Necessary for paid solicitors to guarantee ethical fundraising practices.}'}, {id=188601390662, createdAt=1744198475087, updatedAt=1744198475087, 1='{type=string, value=Payment Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure contractors pay subcontractors and suppliers, especially on public property projects.}'}, {id=188601390663, createdAt=1744198475088, updatedAt=1744198475088, 1='{type=string, value=Performance Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantee completion of contractual obligations, particularly in large public construction projects.}'}, {id=188601390664, createdAt=1744198475089, updatedAt=1744198475089, 1='{type=string, value=Perpetual Care Cemetery Fidelity Bond}', 2='{type=string, value=$1,000 - $250,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures proper management of funds for perpetual care cemeteries.}'}, {id=188601390665, createdAt=1744198475090, updatedAt=1744198475090, 1='{type=string, value=Private Career Education School Bond}', 2='{type=string, value=$5,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$37}', 7='{type=string, value=Required for private career education schools to ensure compliance with state regulations.}'}, {id=188601390666, createdAt=1744198475091, updatedAt=1744198475091, 1='{type=string, value=Private Employment Agency Bond}', 2='{type=string, value=$5,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Ensures private employment agencies adhere to state laws and protect clients.}'}, {id=188601390667, createdAt=1744198475092, updatedAt=1744198475092, 1='{type=string, value=Probate & Estate Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for fiduciaries and estate administrators to ensure fulfillment of legal duties.}'}, {id=188601390668, createdAt=1744198475093, updatedAt=1744198475093, 1='{type=string, value=Process Server Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for individuals serving legal documents to ensure ethical conduct.}'}, {id=188601390669, createdAt=1744198475094, updatedAt=1744198475094, 1='{type=string, value=Professional Employer Organization Bond}', 2='{type=string, value=$100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$1,000}', 7='{type=string, value=Required for organizations providing employee leasing services to ensure compliance with regulations.}'}, {id=188601390670, createdAt=1744198475095, updatedAt=1744198475095, 1='{type=string, value=Public Official Bonds}', 2='{type=string, value=$1,000 - $2,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure public officials perform their duties ethically and in accordance with the law.}'}, {id=188601390671, createdAt=1744198475096, updatedAt=1744198475096, 1='{type=string, value=Residential Roofing Contractor Bond}', 2='{type=string, value=$15,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for roofing contractors undertaking projects over $2,000 to ensure compliance with standards.}'}, {id=188601390672, createdAt=1744198475097, updatedAt=1744198475097, 1='{type=string, value=Right of Way Bonds}', 2='{type=string, value=$1,000 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary before performing construction work on publicly owned right of ways.}'}, {id=188601390673, createdAt=1744198475098, updatedAt=1744198475098, 1='{type=string, value=Scholarship Uniform Lottery Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for entities selling lottery tickets or using lottery equipment to ensure proper fund management.}'}, {id=188601390674, createdAt=1744198475099, updatedAt=1744198475099, 1='{type=string, value=State Highway and Transportation Department Contract Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures contractors fulfill obligations on state highway and transportation projects.}'}, {id=188601390675, createdAt=1744198475100, updatedAt=1744198475100, 1='{type=string, value=Subdivision Bonds}', 2='{type=string, value=$1,000 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required before initiating construction in subdivisions to ensure completion of public infrastructure.}'}, {id=188601390676, createdAt=1744198475101, updatedAt=1744198475101, 1='{type=string, value=Summer Food Service Program Bond}', 2='{type=string, value=$1,000 - $200,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures compliance with regulations for providers of summer food services to children.}'}, {id=188601390677, createdAt=1744198475102, updatedAt=1744198475102, 1='{type=string, value=Supply Bond}', 2='{type=string, value=$1,000 - $25,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantees suppliers fulfill contracts to provide materials or supplies.}'}, {id=188601390678, createdAt=1744198475103, updatedAt=1744198475103, 1='{type=string, value=Surplus Lines Insurance Broker/Producer Bond}', 2='{type=string, value=$50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for brokers dealing with surplus lines insurance to ensure compliance with state laws.}'}, {id=188601390679, createdAt=1744198475104, updatedAt=1744198475104, 1='{type=string, value=Third Party Administrator Bond}', 2='{type=string, value=$25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Ensures third-party administrators manage funds and claims in accordance with regulations.}'}, {id=188601390680, createdAt=1744198475105, updatedAt=1744198475105, 1='{type=string, value=Towing and Recovery Bond}', 2='{type=string, value=$50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for towing and recovery operators to ensure ethical business practices.}'}, {id=188601390681, createdAt=1744198475106, updatedAt=1744198475106, 1='{type=string, value=TTB Tobacco Bonds}', 2='{type=string, value=$100 - $250,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for businesses manufacturing or exporting tobacco products to ensure tax compliance.}'}, {id=188601390682, createdAt=1744198475107, updatedAt=1744198475107, 1='{type=string, value=Used Tire Transporter Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for transporters of used tires to ensure proper disposal and environmental compliance.}'}, {id=188601390683, createdAt=1744198475108, updatedAt=1744198475108, 1='{type=string, value=USTOA Indemnity Bonds}', 2='{type=string, value=$1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for active members of the USTOA $1 Million Travelers Assistance Program to protect consumers.}'}, {id=188601390684, createdAt=1744198475109, updatedAt=1744198475109, 1='{type=string, value=Utility Bond}', 2='{type=string, value=$100 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$40}', 7='{type=string, value=Required by utility companies to ensure timely payment of utility bills by customers.}'}]
[{id=82365148985, createdAt=1660843134489, updatedAt=1730483252959, 1='{type=string, value=State of the Market}', 3='{type=string, value=/state-of-the-insurance-market-report-2025-initial-outlook-2024-wrap-up}', 4='{type=string, value=Read}', 5='{type=image, value=Image{width=304,height=199,url='https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg',altText='State of the Insurance Market Report',fileId=180501708189}}', 7='{type=list, value=[{id=7, name='Report', order=5, label='Report'}]}', 8='{type=number, value=0}', 11='{type=string, value=We invite you to explore our 2025 Initial Outlook and 2024 Wrap-Up,}', 13='{type=string, value=Explorer our State of the Market Report}'}, {id=82365148948, createdAt=1660842380525, updatedAt=1723226397233, 1='{type=string, value=Annual Report}', 3='{type=string, value=/annual-report}', 4='{type=string, value=View}', 5='{type=image, value=Image{width=304,height=199,url='https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/2023-Annual-Report-Cover-Page-Thumbnail-304-199-Fill.jpg',altText='2023 Annual Report Cover Page Thumbnail',fileId=175321938771}}', 7='{type=list, value=[{id=7, name='Report', order=5, label='Report'}]}', 8='{type=number, value=1}', 13='{type=string, value=Download our Annual Report}'}, {id=188220892772, createdAt=1743519090133, updatedAt=1743523257512, 16='{type=option, value={id=1, name='Private Client Services Resource', order=0, label='Private Client Services Resource'}}', 1='{type=string, value=Hurricane Preparation Guide for Yacht Owners}', 3='{type=string, value=https://www.risk-strategies.com/hubfs/Risk%20Strategies%20-%20Hurricane%20Severe%20Weather%20Preparedness%20for%20Yacht%20Owners.pdf}', 4='{type=string, value=Download our guide }', 5='{type=image, value=Image{width=4032,height=3024,url='https://www.risk-strategies.com/hubfs/Hurricane%20Damage%20at%20the%20Yacht%20Club.jpg',altText='Hurricane Damage at the Yacht Club',fileId=188223449210}}', 6='{type=list, value=[{id=20, name='Boat & Yacht', order=2, label='Boat & Yacht'}, {id=27, name='Private Client', order=20, label='Private Client'}]}', 7='{type=list, value=[{id=10, name='Guidelines', order=8, label='Guidelines'}]}', 8='{type=number, value=0}', 9='{type=list, value=[{id=12, name='Yacht Club Safety', order=11, label='Yacht Club Safety'}]}', 12='{type=number, value=1743465600000}', 13='{type=string, value=Download our guide on hurricane preparation for yacht owners }'}]
specify
[{id=187918185375, createdAt=1743000928060, updatedAt=1743005600094, 1='{type=string, value=Sample California Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187921817602, createdAt=1743001070202, updatedAt=1743005590594, 1='{type=string, value=Sample Arkansas Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more...}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187918692102, createdAt=1743004969903, updatedAt=1743005596878, 1='{type=string, value=Sample California Bond 2}', 2='{type=string, value=X}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Lorem ipsum}', 7='{type=string, value=Description goes here and here}'}, {id=188601390617, createdAt=1744198475042, updatedAt=1744198475042, 1='{type=string, value=Alcohol Tax Bonds (Federal/TTB)}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.}'}, {id=188601390618, createdAt=1744198475043, updatedAt=1744198475043, 1='{type=string, value=Appraisal Management Company Bond}', 2='{type=string, value=$20,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$200}', 7='{type=string, value=Necessary for firms overseeing networks of state-licensed appraisers.}'}, {id=188601390619, createdAt=1744198475044, updatedAt=1744198475044, 1='{type=string, value=Arkansas Motor Vehicle Dealer Bonds}', 2='{type=string, value=$25,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Mandatory for new and used vehicle dealers and wholesalers.}'}, {id=188601390620, createdAt=1744198475045, updatedAt=1744198475045, 1='{type=string, value=Barber School Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures barber schools adhere to contractual and professional obligations.}'}, {id=188601390621, createdAt=1744198475046, updatedAt=1744198475046, 1='{type=string, value=Beauty Pageant Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantees that beauty pageant organizers fulfill their contractual commitments.}'}, {id=188601390622, createdAt=1744198475047, updatedAt=1744198475047, 1='{type=string, value=Bid Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Serve as financial assurance for certain contract bid proposals, especially large-scale projects.}'}, {id=188601390623, createdAt=1744198475048, updatedAt=1744198475048, 1='{type=string, value=Broker-Dealer, Investment Adviser, or Agent of the Issuer Bond}', 2='{type=string, value=$1,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for professionals in securities to ensure compliance with regulations.}'}, {id=188601390624, createdAt=1744198475049, updatedAt=1744198475049, 1='{type=string, value=Business Service Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Protect clients against employee theft and misconduct for businesses operating on client premises.}'}, {id=188601390625, createdAt=1744198475050, updatedAt=1744198475050, 1='{type=string, value=Certificate of Title Bond}', 2='{type=string, value=$100 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Needed for vehicles lacking titles necessary for registration.}'}, {id=188601390626, createdAt=1744198475051, updatedAt=1744198475051, 1='{type=string, value=Child and Adult Care Food Program (CACFP) Bond}', 2='{type=string, value=$1,000 - $150,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure compliance with CACFP regulations for meal service providers.}'}, {id=188601390627, createdAt=1744198475052, updatedAt=1744198475052, 1='{type=string, value=Cigarette Stamp Deputy Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for deputies overseeing cigarette stamp distribution and compliance.}'}, {id=188601390628, createdAt=1744198475053, updatedAt=1744198475053, 1='{type=string, value=City of Maumelle Solicitor Bond}', 2='{type=string, value=$1,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for solicitors operating within Maumelle to ensure adherence to local ordinances.}'}, {id=188601390629, createdAt=1744198475054, updatedAt=1744198475054, 1='{type=string, value=City of Texarkana License and Permit Bond}', 2='{type=string, value=$2,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for businesses in Texarkana to guarantee compliance with municipal regulations.}'}, {id=188601390630, createdAt=1744198475055, updatedAt=1744198475055, 1='{type=string, value=CLB Commercial Contractor License Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for contractors undertaking commercial projects valued at $50,000 or more.}'}, {id=188601390631, createdAt=1744198475056, updatedAt=1744198475056, 1='{type=string, value=CLB Financial Statement Contractor Bond}', 2='{type=string, value=$50,000 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$375}', 7='{type=string, value=For contractors unable to provide financial statements meeting state net worth criteria.}'}, {id=188601390632, createdAt=1744198475057, updatedAt=1744198475057, 1='{type=string, value=CLB Subcontractor License Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for subcontractors with contracts of $2,000 or more with unlicensed contractors.}'}, {id=188601390633, createdAt=1744198475058, updatedAt=1744198475058, 1='{type=string, value=Coin Operated Amusement Machine Operator Bond}', 2='{type=string, value=$6,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for operators of coin-operated amusement machines.}'}, {id=188601390634, createdAt=1744198475059, updatedAt=1744198475059, 1='{type=string, value=Coin Operated Cigarette Machine Operator’s Bond}', 2='{type=string, value=$2,000 - $6,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for operators of coin-operated cigarette machines to ensure regulatory compliance.}'}, {id=188601390635, createdAt=1744198475060, updatedAt=1744198475060, 1='{type=string, value=Collection Agency Bond}', 2='{type=string, value=$10,000 - $25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for entities collecting debts to ensure ethical practices.}'}, {id=188601390636, createdAt=1744198475061, updatedAt=1744198475061, 1='{type=string, value=Combative Sports Bond}', 2='{type=string, value=$20,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for organizers of combative sports events to ensure adherence to regulations.}'}, {id=188601390637, createdAt=1744198475062, updatedAt=1744198475062, 1='{type=string, value=Contractor License Bonds}', 2='{type=string, value=$100 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required by the state and some cities for licensed contractors to ensure compliance with building codes.}'}, {id=188601390638, createdAt=1744198475063, updatedAt=1744198475063, 1='{type=string, value=CPEO Bonds}', 2='{type=string, value=$50,000 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for Certified Professional Employer Organizations at the federal level.}'}, {id=188601390639, createdAt=1744198475064, updatedAt=1744198475064, 1='{type=string, value=Credit Repair Services Organization Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Ensure credit repair companies adhere to state regulations and protect consumers.}'}, {id=188601390640, createdAt=1744198475065, updatedAt=1744198475065, 1='{type=string, value=DMEPOS (Medicare) Bonds}', 2='{type=string, value=$50,000 - $1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$275}', 7='{type=string, value=Required for suppliers of durable medical equipment participating in Medicare.}'}, {id=188601390641, createdAt=1744198475066, updatedAt=1744198475066, 1='{type=string, value=ERISA Bonds}', 2='{type=string, value=$10,000 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Protect employee benefit and retirement plans managed by fiduciaries.}'}, {id=188601390642, createdAt=1744198475067, updatedAt=1744198475067, 1='{type=string, value=Federal Maritime Commission Bonds}', 2='{type=string, value=$50,000 - $75,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$625}', 7='{type=string, value=Required for Ocean Transportation Intermediaries by the FMC.}'}, {id=188601390643, createdAt=1744198475068, updatedAt=1744198475068, 1='{type=string, value=Fish and Game License Agent Bond}', 2='{type=string, value=$1,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary for agents selling hunting and fishing licenses to ensure proper handling of funds.}'}, {id=188601390644, createdAt=1744198475069, updatedAt=1744198475069, 1='{type=string, value=Freight Broker Bond (BMC-84)}', 2='{type=string, value=$75,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required by the FMCSA for freight brokers and forwarders in the U.S.}'}, {id=188601390645, createdAt=1744198475070, updatedAt=1744198475070, 1='{type=string, value=Fuel Tax Bonds}', 2='{type=string, value=$1,000 - $800,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for fuel sellers to maintain licensing under the IFTA.}'}, {id=188601390646, createdAt=1744198475071, updatedAt=1744198475071, 1='{type=string, value=H-2A Farm Labor Contractor Bonds}', 2='{type=string, value=$5,000 - $150,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for farm labor employers participating in the H-2A program.}'}, {id=188601390647, createdAt=1744198475072, updatedAt=1744198475072, 1='{type=string, value=Household Pest and Rodent Control Bond}', 2='{type=string, value=$50,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$375}', 7='{type=string, value=Ensure pest control companies comply with state regulations.}'}, {id=188601390648, createdAt=1744198475073, updatedAt=1744198475073, 1='{type=string, value=HUD Manufactured Housing Installer Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for installers of manufactured housing under HUD guidelines.}'}, {id=188601390649, createdAt=1744198475074, updatedAt=1744198475074, 1='{type=string, value=Janitorial Cleaning Service Bonds}', 2='{type=string, value=$10,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Protect clients against employee theft for janitorial services.}'}, {id=188601390650, createdAt=1744198475075, updatedAt=1744198475075, 1='{type=string, value=Lost Instrument Bonds}', 2='{type=string, value=$50 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required before issuing duplicates of lost financial certificates.}'}, {id=188601390651, createdAt=1744198475076, updatedAt=1744198475076, 1='{type=string, value=Maintenance Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Protect project owners from damages due to faulty construction post-completion.}'}, {id=188601390652, createdAt=1744198475077, updatedAt=1744198475077, 1='{type=string, value=Medallion Signature Guarantee (STAMP) Bonds}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for participants in the Securities Transfer Agents Medallion Program.}'}, {id=188601390653, createdAt=1744198475078, updatedAt=1744198475078, 1='{type=string, value=Money Transmitter Bond}', 2='{type=string, value=$50,000 - $300,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$750}', 7='{type=string, value=Mandatory for money transmitters to ensure compliance with financial regulations.}'}, {id=188601390654, createdAt=1744198475079, updatedAt=1744198475079, 1='{type=string, value=Mortgage Broker, Banker, and/or Servicer Bond}', 2='{type=string, value=$100,000 - $200,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$750}', 7='{type=string, value=Required for licensed mortgage loan brokers, bankers, or servicers.}'}, {id=188601390655, createdAt=1744198475080, updatedAt=1744198475080, 1='{type=string, value=New Motor Vehicle Dealer Bond}', 2='{type=string, value=$25,000 - $50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$125}', 7='{type=string, value=Required for dealers selling new vehicles in Arkansas.}'}, {id=188601390656, createdAt=1744198475081, updatedAt=1744198475081, 1='{type=string, value=New Motorcycle, ATV, Scooter, Utility Vehicle or Lessor Bond}', 2='{type=string, value=$25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for dealers selling new motorcycles, ATVs, scooters, utility vehicles, or acting as lessors.}'}, {id=188601390657, createdAt=1744198475082, updatedAt=1744198475082, 1='{type=string, value=North Little Rock Contractor Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for contractors applying for commercial building permits in North Little Rock.}'}, {id=188601390658, createdAt=1744198475083, updatedAt=1744198475083, 1='{type=string, value=Notary Bond}', 2='{type=string, value=$7,500}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for individuals who authenticate signatures and administer oaths.}'}, {id=188601390659, createdAt=1744198475084, updatedAt=1744198475084, 1='{type=string, value=Open-Cut Land Reclamation Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures compliance with land reclamation regulations for open-cut mining operations.}'}, {id=188601390660, createdAt=1744198475085, updatedAt=1744198475085, 1='{type=string, value=Oversize and Overweight Hauling Permit Bond}', 2='{type=string, value=$1,000 - $10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for entities transporting oversize or overweight loads to ensure adherence to permit conditions.}'}, {id=188601390661, createdAt=1744198475086, updatedAt=1744198475086, 1='{type=string, value=Paid Solicitor Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$150}', 7='{type=string, value=Necessary for paid solicitors to guarantee ethical fundraising practices.}'}, {id=188601390662, createdAt=1744198475087, updatedAt=1744198475087, 1='{type=string, value=Payment Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure contractors pay subcontractors and suppliers, especially on public property projects.}'}, {id=188601390663, createdAt=1744198475088, updatedAt=1744198475088, 1='{type=string, value=Performance Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantee completion of contractual obligations, particularly in large public construction projects.}'}, {id=188601390664, createdAt=1744198475089, updatedAt=1744198475089, 1='{type=string, value=Perpetual Care Cemetery Fidelity Bond}', 2='{type=string, value=$1,000 - $250,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures proper management of funds for perpetual care cemeteries.}'}, {id=188601390665, createdAt=1744198475090, updatedAt=1744198475090, 1='{type=string, value=Private Career Education School Bond}', 2='{type=string, value=$5,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$37}', 7='{type=string, value=Required for private career education schools to ensure compliance with state regulations.}'}, {id=188601390666, createdAt=1744198475091, updatedAt=1744198475091, 1='{type=string, value=Private Employment Agency Bond}', 2='{type=string, value=$5,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Ensures private employment agencies adhere to state laws and protect clients.}'}, {id=188601390667, createdAt=1744198475092, updatedAt=1744198475092, 1='{type=string, value=Probate & Estate Bonds}', 2='{type=string, value=Varies}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for fiduciaries and estate administrators to ensure fulfillment of legal duties.}'}, {id=188601390668, createdAt=1744198475093, updatedAt=1744198475093, 1='{type=string, value=Process Server Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for individuals serving legal documents to ensure ethical conduct.}'}, {id=188601390669, createdAt=1744198475094, updatedAt=1744198475094, 1='{type=string, value=Professional Employer Organization Bond}', 2='{type=string, value=$100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$1,000}', 7='{type=string, value=Required for organizations providing employee leasing services to ensure compliance with regulations.}'}, {id=188601390670, createdAt=1744198475095, updatedAt=1744198475095, 1='{type=string, value=Public Official Bonds}', 2='{type=string, value=$1,000 - $2,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensure public officials perform their duties ethically and in accordance with the law.}'}, {id=188601390671, createdAt=1744198475096, updatedAt=1744198475096, 1='{type=string, value=Residential Roofing Contractor Bond}', 2='{type=string, value=$15,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for roofing contractors undertaking projects over $2,000 to ensure compliance with standards.}'}, {id=188601390672, createdAt=1744198475097, updatedAt=1744198475097, 1='{type=string, value=Right of Way Bonds}', 2='{type=string, value=$1,000 - $500,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Necessary before performing construction work on publicly owned right of ways.}'}, {id=188601390673, createdAt=1744198475098, updatedAt=1744198475098, 1='{type=string, value=Scholarship Uniform Lottery Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$50}', 7='{type=string, value=Required for entities selling lottery tickets or using lottery equipment to ensure proper fund management.}'}, {id=188601390674, createdAt=1744198475099, updatedAt=1744198475099, 1='{type=string, value=State Highway and Transportation Department Contract Bond}', 2='{type=string, value=$1,000 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures contractors fulfill obligations on state highway and transportation projects.}'}, {id=188601390675, createdAt=1744198475100, updatedAt=1744198475100, 1='{type=string, value=Subdivision Bonds}', 2='{type=string, value=$1,000 - $10,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required before initiating construction in subdivisions to ensure completion of public infrastructure.}'}, {id=188601390676, createdAt=1744198475101, updatedAt=1744198475101, 1='{type=string, value=Summer Food Service Program Bond}', 2='{type=string, value=$1,000 - $200,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Ensures compliance with regulations for providers of summer food services to children.}'}, {id=188601390677, createdAt=1744198475102, updatedAt=1744198475102, 1='{type=string, value=Supply Bond}', 2='{type=string, value=$1,000 - $25,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Guarantees suppliers fulfill contracts to provide materials or supplies.}'}, {id=188601390678, createdAt=1744198475103, updatedAt=1744198475103, 1='{type=string, value=Surplus Lines Insurance Broker/Producer Bond}', 2='{type=string, value=$50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for brokers dealing with surplus lines insurance to ensure compliance with state laws.}'}, {id=188601390679, createdAt=1744198475104, updatedAt=1744198475104, 1='{type=string, value=Third Party Administrator Bond}', 2='{type=string, value=$25,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Ensures third-party administrators manage funds and claims in accordance with regulations.}'}, {id=188601390680, createdAt=1744198475105, updatedAt=1744198475105, 1='{type=string, value=Towing and Recovery Bond}', 2='{type=string, value=$50,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$250}', 7='{type=string, value=Required for towing and recovery operators to ensure ethical business practices.}'}, {id=188601390681, createdAt=1744198475106, updatedAt=1744198475106, 1='{type=string, value=TTB Tobacco Bonds}', 2='{type=string, value=$100 - $250,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Mandatory for businesses manufacturing or exporting tobacco products to ensure tax compliance.}'}, {id=188601390682, createdAt=1744198475107, updatedAt=1744198475107, 1='{type=string, value=Used Tire Transporter Bond}', 2='{type=string, value=$10,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$100}', 7='{type=string, value=Required for transporters of used tires to ensure proper disposal and environmental compliance.}'}, {id=188601390683, createdAt=1744198475108, updatedAt=1744198475108, 1='{type=string, value=USTOA Indemnity Bonds}', 2='{type=string, value=$1,000,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=Required for active members of the USTOA $1 Million Travelers Assistance Program to protect consumers.}'}, {id=188601390684, createdAt=1744198475109, updatedAt=1744198475109, 1='{type=string, value=Utility Bond}', 2='{type=string, value=$100 - $100,000}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=$40}', 7='{type=string, value=Required by utility companies to ensure timely payment of utility bills by customers.}'}]

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