Dental School Graduates

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Liability Insurance for New Dentists

Congratulations on graduating from dental school. As dental insurance advisors, we understand the risks you may face as a new graduate and on a personal level. The trusted advisors at Risk Strategies help you make informed risk management decisions throughout your career and personal life.

As a new graduate, you’ll want the following two coverages right away:

1. Professional Liability (malpractice)

2. Disability Insurance (personal income replacement)

Professional liability insurance for early-career dentists

For professional liability, you’ll need to make an important choice between “claims-made” and “occurrence” coverage. We can walk you through the differences, pros and cons, so you feel confident in your decision. Also, we’ll connect you with industry-leading professional liability and disability insurance companies.

Choosing an insurance and risk management advisor

While we hope you’ll select Risk Strategies for your insurance needs, we recognize there are other choices. Here are a couple of consumer guidelines to protect your interests:

  1. Beware of anyone who only offers coverage from one company. They may have an agenda.
  2. Avoid buying professional liability insurance from anyone who can’t or won’t explain the difference between “claims-made” and “occurrence” coverage.

Top insurance coverage options for new dentists

  • Professional Liability (Malpractice)
  • Disability Income
  • Home/Auto/Renters
  • Flood/Earthquake
  • Individual/Family Health
  • Life
  • Personal Umbrella

Practice Leader(s)

Dental Practice Leader
Kyle Wallace

Kyle Wallace

Dental Practice Leader

Kyle has over 35 years of experience in the insurance industry. The last 25 has been spent working exclusively with dentists of all specialties and dental practices of all sizes. Kyle is recognized in the dental community as an authority on dental practice risk management and malpractice claims prevention. He often speaks to groups of dentists on this subject, has taught the risk management portion of the AGD Master Track program in Dallas, written several articles for Doctor of Dentistry magazine and was a contributing author for the book, “The Practice Launchpad.”

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Vice President | Team Lead
Ann Hettrick

Ann Hettrick

Vice President | Team Lead

Ann received her Bachelor of Science in special education from Penn State University (Go Nittany Lions!) and has her Master of Education in applied behavior analysis from Arizona State University. She has 12 years of professional experience including 3 years in the insurance industry. Her attention to detail, organizational skills, passion for helping others, strong work ethic, and growth mindset are just some of Ann’s qualities that allow her to bring excellence to Wallace Specialty. She is committed to creating a multi-faceted program tailored to her clients’ unique needs that fosters their personal and professional growth.

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Vice President | Business Development
Herb Ford

Herb Ford

Vice President | Business Development

Herb has 5 years of experience in the insurance industry. At Wallace Specialty, Herb thrives in the roles that he naturally succeeds in. With the ability to build a career through the activities and conversations that he enjoys having, he can bring excellence by enjoying what he does and being open to growth. With the desire to be one of the most knowledgeable individuals within the industry, he commits that he’ll provide educated and reliable information.

Herb received a bachelor’s degree in Managerial Economics with a Minor in Astronomy from Allegheny College. He played on the Allegheny Men’s Golf team in college. After graduating, Herb went to work for Merrill in a financial advisor program for 1.5 years prior to joining Wallace Specialty.

In his spare time he works with the Dallas Symphony Orchestra’s Young Professional’s group, plays golf, and looks for wine tastings. He’s always looking to build new connections, create stories, and make new friendships.

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