Waste Management & Recycling Industry Insurance

Keeping workers safe and costs down in a risky business

Waste management and recycling are dynamic, risky industries that require a comprehensive approach to handling their unique liabilities. From recycling facilities to hazardous and non-hazardous waste haulers and landfills, we understand the dangers and intricacies of your business and craft a customized program at the best possible cost to protect your assets, employees, and bottom line.

Drawing on more than 40 years of combined specialty expertise, our Waste & Recycling Practice provides coverage for a wide range of exposures, such as workers’ compensation, automobile liability and physical damage, general liability, excess liability, environmental and pollution liability, bonding, cyber liability, and management liability, including directors & officers.

Due to the increased exposure and liability facing waste and recycling companies, it can be difficult to secure adequate coverage. We use our skills to mitigate your risk and our relationships to develop specialized insurance plans.

Our solutions and capabilities include:

Safety training and resources tailored to your specific operational risk to improve safety practices and scores
Risk management, including loss control and robust claims advocacy, to help keep claim costs down
Customized insurance programs designed to provide the most cost-effective solutions

In a complex industry with many exposures, you need a partner who is ready to meet your challenges and give you specialized coverage. We understand the nuances of the market to provide you with a full assessment and risk management plan for every liability.

Why should I partner with the Risk Strategies Waste & Recycling Practice?

The Risk Strategies team has the breadth and depth of industry experience needed to understand the details that make your business unique, as well as the risk and exposure implications of those differences.
A hands-on approach to cataloging the details and mapping the risks they entail means nothing gets overlooked. The freedom to pursue structures outside the mainstream of conventional insurance approaches, including guaranteed cost, flexible deductibles, single cell captives, and group waste captives, means you’ll get proven innovation designed for your individual business operations.
In the high-hazard businesses of waste and recycling operations, insurance is necessary, but it's only half the battle in effective risk management. You need effective tools that can help lessen and prevent losses altogether.

Our team can help with a targeted, practical approach to loss prevention and control; collaborating on customized programs designed to identify and address specific areas of vulnerability in your operations.

What types of companies does the Waste & Recycling Practice provide insurance for?

The Waste & Recycling Practice provides insurance solutions for:

Hazardous & non-hazardous waste haulers
Material recovery & reduction facilities
Transfer stations
Construction & demolition facilities
Single-stream recycling facilities
Waste-to-energy
Landfill service companies
Landfills
E-waste recycling
Medical waste haulers
Scrap metal dealers
Portable toilet service companies
Septic service companies

What are common risk factors in waste management and recycling?

Every waste and recycling company is different and a “one-size-fits-all” approach to risk management and insurance isn’t viable in an industry where variation is the norm. From equipment and personnel mix to geography, climate, business and operational processes, you need people who can understand the details that make your business work.

Your business faces a vast range of exposures daily. A driver’s workers' compensation back injury claim one day; a pollution claim at a transfer station the next. An employment practices claim might be sparked in the office, or a fatal landfill accident could trigger a potentially catastrophic liability claim. Fires at recycling facilities.

With these high-risk exposures, waste hauling and recycling see more than their share of insurers come and go. Our market longevity means you get experts with experienced knowledge of the insurance market landscape as solid as the relationships they’ve built over decades in the business.

Industry Events

National Waste & Recycling Association Women's Council President’s Conference: The National Waste & Recycling Association's (NWRA) 2022 Women’s Council President’s Conference is hosted by Pam Caron, SVP. The Women’s Council is dedicated to advancing and promoting the waste and recycling industry and giving back to our member companies through education, networking, professional development, and the award of academic scholarships.