Industries

Hospitality Insurance

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Protecting your hospitality business

Whether you’re providing guests with a place to rest, dine, or be entertained, taking care of them is a top priority in the hospitality industry.  You take pride in creating a welcoming space where they feel comfortable, safe, and able to relax.

The industry’s needs are dynamic — and being prepared to tackle the exposures you may face, from water damage to rekeying capital, is crucial to success.  

Having a comprehensive risk management program can help you be prepared for those challenges and be confident you, your guests, and your employees are protected.  

A specialist approach to risk

Beyond providing traditional risk management advice and insurance management services, we bring value to our clients by offering a differentiated approach.  This means you receive a superior client experience with deep industry knowledge, technical expertise, access to key insurer relationships, and forensic underwriting to determine your unique risk profile.  Our portfolio of hospitality clients includes:

  • Hotels
  • Motels
  • Resorts
  • Restaurants
  • Franchises
  • Boutiques
  • Movie Theaters
  • Urban Mixed Use
  • Country Clubs
  • Golf Courses / Clubs
  • And more

Key coverages

A comprehensive hospitality insurance program allows you to focus on risk management and reducing your total cost of risk. As a Risk Strategies client, you have access to the industry’s leading markets and key hospitality insurance coverages including:

  • General Liability
  • Workers' Compensation
  • Automobile Liability
  • Directors & Officers
  • Higher CAT Limits – earthquake, windstorm, flood (including storm surge)
  • Replacement Cost
  • Error & Omissions
  • Builders Risk (exposure included)
  • Integrated Pollution Coverage (legionella and mold exposures covered)
  • Environmental Liability
  • Umbrella / Excess Liability
  • Business Interruption
  • Equipment Breakdown
  • Liquor Liability
  • Alternative Solutions, including captives

We understand risk and how to manage it. As your risk management partner, we serve as an extension of your team.  Let us help you protect the future of your hospitality industry business.

Explore

Industry Experts

Marshall Heron
National Real Estate Practice Leader
Spencer Macalaster

Executive Vice President

Dan Cioci Jr.

Executive Vice President 

Ken Dash

Managing Director

Roger Kluge
Managing Director
[BlogPost 165814871717 Social Media Posts Can Affect Your Insurance Rates , BlogPost 186025741670 California Wildfire Risk and Insurance: Key Info for Property Owners, BlogPost 185725856004 Lower Workers’ Comp Insurance Costs: 5 Tips for Restaurants, BlogPost 181638237247 Liquor Liability Insurance: Mitigating Your Risks]

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