Industries

Commercial Real Estate Insurance

Let's Talk

Protecting your property & business

As commercial real estate property managers and developers, you are constantly juggling the day-to-day operational needs of your business while trying to stay on top of industry trends, compliance regulations, and investing for the future. You face industry-specific challenges including:

  • Increasing costs of construction materials and labor rates
  • Building improvements and upgrades
  • Filling vacancies
  • Liability / Contractual Risk Transfer Risk transfer (including New York Labor Laws)
  • Environmental, Social, and Governance factors

  • Building Valuation / Replacement Cost Valuation

The combination of these factors, along with severe weather events that are now occurring multiple times a year, make protecting your investment with a comprehensive risk management program even more complex but critical.

A specialist approach to risk

To help ensure you have a comprehensive risk management plan with the right insurance coverages, you want to partner with a specialist who understands the industry’s nuances but also has access to state-specific property programs.

When you choose Risk Strategies, you are getting all the benefits and services of a large national brokerage in addition to:

  • Forensic underwriting across the industry
  • Detailed analytics, customized solutions and hands-on claims management, captive feasibility, and implementation valuation modeling
  • Manuscript forms tailored to your risk exposure
  • Access to risk management and safety consulting services
  • Access to exclusive, Florida-market-specific property programs
  • A superior client experience
  • Passionate real estate specialists with decades of experience and deep industry knowledge
  • Industry experts who can provide additional resources and support including cyber, captives, construction, environmental, management liability, and much more

We provide a unified approach to risk management designed to proactively reduce risk, improve program efficiency, and minimize costs. Regardless of the size of your commercial real estate portfolio, we can help manage your unique risks. This includes:

  • Offices
  • Biotech / Labs
  • Industrial Parks
  • Warehouses / Distribution Centers
  • Manufacturing / Research & Development (R&D)
  • Lessors Risk Only (LRO)

Key coverages

  • General Liability
  • Workers' Compensation
  • Automobile Liability
  • Directors & Officers
  • Higher CAT Limits – earthquake, windstorm, flood (including storm surge)
  • Replacement Cost
  • Error & Omissions
  • Builders Risk (exposure included)
  • Integrated Pollution Coverage (legionella and mold exposures covered)
  • Environmental Liability
  • Umbrella / Excess Liability
  • Alternative Solutions, including captives

Our relationships with key industry organizations such as the NAIOP and Building Owners and Managers Association International (BOMA) ensure we stay on top of the ever-changing challenges the commercial real estate industry faces.

We understand risk and how to manage it. As your risk management partner, we serve as an extension of your team. Let us help you protect the future of your business and commercial property.

FAQs

Explore

Industry Experts

Marshall Heron
National Real Estate Practice Leader
Spencer Macalaster

Executive Vice President

Dan Cioci Jr.

Executive Vice President 

Ken Dash

Managing Director

Roger Kluge
Managing Director
John Uhl
Executive Vice President 
[BlogPost 186025741670 California Wildfire Risk and Insurance: Key Info for Property Owners, BlogPost 185725856004 Lower Workers’ Comp Insurance Costs: 5 Tips for Restaurants]

[{id=187918185375, createdAt=1743000928060, updatedAt=1743005600094, 1='{type=string, value=Sample California Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187921817602, createdAt=1743001070202, updatedAt=1743005590594, 1='{type=string, value=Sample Arkansas Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more...}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187918692102, createdAt=1743004969903, updatedAt=1743005596878, 1='{type=string, value=Sample California Bond 2}', 2='{type=string, value=X}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Lorem ipsum}', 7='{type=string, value=Description goes here and here}'}]

Blog

[{id=82365148985, createdAt=1660843134489, updatedAt=1730483252959, 1='{type=string, value=State of the Market}', 3='{type=string, value=/state-of-the-insurance-market-report-2025-initial-outlook-2024-wrap-up}', 4='{type=string, value=Read}', 5='{type=image, value=Image{width=304,height=199,url='https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg',altText='State of the Insurance Market Report',fileId=180501708189}}', 7='{type=list, value=[{id=7, name='Report', order=5, label='Report'}]}', 8='{type=number, value=0}', 11='{type=string, value=We invite you to explore our 2025 Initial Outlook and 2024 Wrap-Up,}', 13='{type=string, value=Explorer our State of the Market Report}'}, {id=82365148948, createdAt=1660842380525, updatedAt=1723226397233, 1='{type=string, value=Annual Report}', 3='{type=string, value=/annual-report}', 4='{type=string, value=View}', 5='{type=image, value=Image{width=304,height=199,url='https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/2023-Annual-Report-Cover-Page-Thumbnail-304-199-Fill.jpg',altText='2023 Annual Report Cover Page Thumbnail',fileId=175321938771}}', 7='{type=list, value=[{id=7, name='Report', order=5, label='Report'}]}', 8='{type=number, value=1}', 13='{type=string, value=Download our Annual Report}'}, {id=91340167764, createdAt=1668189178776, updatedAt=1728572771556, 1='{type=string, value=Real Estate Brochure}', 3='{type=string, value=https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Overview_Real_Estate.pdf}', 4='{type=string, value=Download}', 5='{type=image, value=Image{width=785,height=616,url='https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Real_Estate_Sell_Sheet_Cover.png',altText='Real_Estate_Sell_Sheet_Cover',fileId=180694743606}}', 6='{type=list, value=[{id=16, name='Real Estate', order=23, label='Real Estate'}]}', 7='{type=list, value=[{id=6, name='Brochures', order=4, label='Brochures'}]}', 8='{type=number, value=1}', 13='{type=string, value=Download our Real Estate Brochure}'}]
specify
[{id=187918185375, createdAt=1743000928060, updatedAt=1743005600094, 1='{type=string, value=Sample California Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187921817602, createdAt=1743001070202, updatedAt=1743005590594, 1='{type=string, value=Sample Arkansas Bond}', 2='{type=string, value=Varies}', 3='{type=string, value=#}', 4='{type=string, value=Learn more...}', 5='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', 6='{type=string, value=Subject to Underwriting}', 7='{type=string, value=

Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.

}'}, {id=187918692102, createdAt=1743004969903, updatedAt=1743005596878, 1='{type=string, value=Sample California Bond 2}', 2='{type=string, value=X}', 5='{type=option, value={id=1, name='california', order=0, label='California'}}', 6='{type=string, value=Lorem ipsum}', 7='{type=string, value=Description goes here and here}'}]

Resources

Partner With Us

Let's Talk