Recreational Marine Businesses

Insurance for Marine Businesses 

Marine businesses are complex and multifaceted, and every marine operation faces unique risks, both on and off the water.  
 
In today’s insurance marketplace, securing adequate limits for property, excess liability, D&O, and other lines of coverage continue to challenge marine businesses of all types. Marine businesses in CAT-prone coastal locations face additional risks and insurance placement challenges. 

Our specialist marine advisors collaborate with you to create custom insurance solutions and tailored risk management programs that are based on an analysis of your existing insurance protection, a review of your exposures, and an understanding of your future coverage needs. To minimize your ongoing exposure to marine risks, we work with you to develop comprehensive loss control and safety programs. We offer solutions for nearly all types of recreational marine entities, including boat builders, boat dealers, marine equipment manufacturers, recreational marinas, yacht clubs, community sailing programs, yacht brokers, and more. 

The Gowrie Risk Strategies Marine Advantage Points:

• One of the nation’s largest marine insurance brokerages and a leader in the marine insurance industry for nearly 50 years
• Experienced, solution-oriented advisors who understand complex marine risks
• In-house claims advisors and marine loss control and safety experts
• Choice of coverage solutions through our partnerships with all the leading marine insurance carriers
• Insurance solutions are available in all 50 states, with international capabilities

Insurance Solutions For:

• Boat Builders
• Boat Dealers & Brokers
• Boat Yards
• Marine Distributors
• Marine Products Manufactures
• Maritime Museums
• Recreational Marinas
• Sailing Organizations & Community Sailing Programs
• Sail Makers
• Yacht Clubs
• And more...

Types of Insurance Solutions:

• Builders Risk & Property  
• Commercial Auto
• Crime & Fiduciary
• Cyber/Data Security
• Directors & Officers
• Docks, Piers, and Wharfs
• Employment Practices Liability
• Environmental Liability
• Fine Arts & Collections
• General & Marine Liability
• Group Health, Benefits, and Crew Medical
• Hull Insurance
• Inland Marine
• Liquor Liability
• Maritime Employers Liability - Jones Act
• Ocean Cargo & Transit
• Products Liability
• State Workers Compensation
• Umbrella, Bumbershoot, and Excess
• US Longshoreman & Harbor Workers Comp Act
• And more...

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  Connect with a Marine Specialist:

  • Submit a Marine Business Inquiry Form
  • Submit a Yacht Insurance Inquiry Form 
  • Submit a Burgee Program Inquiry Form