Comprehensive Insurance & Risk Management Solutions for Dental Service Organizations (DSOs)

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As your Dental Service Organization (DSO) grows, so do your responsibilities and risks. Managing multiple practices, increasing patient volumes, and expanding your team brings unique liability and financial exposures that require specialized risk management strategies.

At Risk Strategies, we bring 30+ years of expertise in helping DSOs protect their assets, associates, and operations with tailored insurance solutions. Our team identifies coverage gaps, eliminates redundancies, and optimizes protection—ensuring that your insurance strategy supports both operational efficiency and EBITDA growth.

Why specialized insurance matters for DSOs

Unlike solo dental practices, DSOs manage multiple locations, larger staff, and heightened regulatory compliance requirements. Without the right coverage, a single claim—whether a malpractice lawsuit, cyberattack, or employment dispute—could result in significant financial loss.

Key risk factors for DSOs:

  • High patient volume increases the likelihood of malpractice claims.

  • Multiple locations create property, liability, and workers’ compensation exposures.

  • Cybersecurity risks threaten compliance with HIPAA and patient data protection laws.

  • Employment liability grows as more associates and administrative staff join your team.

  • Regulatory changes may impact compliance and insurance requirements.

Our risk specialists provide customized solutions that mitigate these risks while optimizing financial performance.

Tailored insurance solutions for DSOs

At Risk Strategies, we don’t just provide insurance—we develop strategic risk management plans that align with your growth objectives.

Comprehensive coverage options:

  • General Liability & Property Insurance – Protects your corporate DSO entity and individual practice locations against accidents, property damage, and unforeseen incidents.

  • Professional Liability (Malpractice Insurance) – Covers dentists and healthcare professionals in case of negligence claims, lawsuits, or patient disputes.

  • Workers’ Compensation – Ensures state-mandated coverage for employees across multiple locations, reducing legal exposure in case of workplace injuries.

  • Employee Benefits Programs – Provides group health, dental, vision, and life insurance to attract and retain top talent.

  • Cybersecurity & Data Protection – Shields patient data from cyber threats, ransomware, and HIPAA violations.

  • Management Liability Insurance – Protects executives, directors, and officers from legal claims related to corporate governance and financial decisions.

  • Business Interruption Insurance – Ensures financial stability if an unexpected event disrupts practice operations.

Need help identifying coverage gaps? Request a complimentary risk assessment today!

How our risk management approach supports EBITDA growth

Our strategic insurance planning helps DSOs:

  • Lower insurance costs by eliminating redundant or unnecessary coverage.

  • Negotiate better policy terms through our deep industry connections.

  • Minimize claims impact by proactively identifying and mitigating risks.

  • Enhance operational stability, reducing unexpected financial setbacks.

Want to see how insurance impacts your bottom line? Contact us for a custom coverage evaluation.

Expert claims support & loss prevention

When an unexpected event occurs, our dedicated claims team and loss control specialists ensure that you receive the compensation or services you're entitled to under your policy.

  • Expert guidance through the claims process.

  • Dedicated loss control advisors to minimize future risks.

  • Proactive policy reviews to ensure ongoing protection.

  • Don’t wait until a claim arises—ensure your DSO is fully protected today!

Why choose Risk Strategies?

  • 30+ years of experience in healthcare and dental risk management.
  • Specialized insurance expertise tailored for DSOs, not generic business policies.
  • Data-driven risk assessments to ensure cost-effective coverage.
  • Proactive loss control strategies to reduce claims frequency and severity.
  • Trusted by top dental professionals nationwide.

Connect with one of our risk management and insurance specialists to build a customized strategy for your organization. Schedule your free consultation.

Practice Leaders

Dental Practice Leader
Kyle Wallace

Kyle Wallace

Dental Practice Leader

Kyle has over 35 years of experience in the insurance industry. The last 25 has been spent working exclusively with dentists of all specialties and dental practices of all sizes. Kyle is recognized in the dental community as an authority on dental practice risk management and malpractice claims prevention. He often speaks to groups of dentists on this subject, has taught the risk management portion of the AGD Master Track program in Dallas, written several articles for Doctor of Dentistry magazine and was a contributing author for the book, “The Practice Launchpad.”

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Vice President | Team Lead
Ann Hettrick

Ann Hettrick

Vice President | Team Lead

Ann received her Bachelor of Science in special education from Penn State University (Go Nittany Lions!) and has her Master of Education in applied behavior analysis from Arizona State University. She has 12 years of professional experience including 3 years in the insurance industry. Her attention to detail, organizational skills, passion for helping others, strong work ethic, and growth mindset are just some of Ann’s qualities that allow her to bring excellence to Wallace Specialty. She is committed to creating a multi-faceted program tailored to her clients’ unique needs that fosters their personal and professional growth.

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Vice President | Business Development
Herb Ford

Herb Ford

Vice President | Business Development

Herb has 5 years of experience in the insurance industry. At Wallace Specialty, Herb thrives in the roles that he naturally succeeds in. With the ability to build a career through the activities and conversations that he enjoys having, he can bring excellence by enjoying what he does and being open to growth. With the desire to be one of the most knowledgeable individuals within the industry, he commits that he’ll provide educated and reliable information.

Herb received a bachelor’s degree in Managerial Economics with a Minor in Astronomy from Allegheny College. He played on the Allegheny Men’s Golf team in college. After graduating, Herb went to work for Merrill in a financial advisor program for 1.5 years prior to joining Wallace Specialty.

In his spare time he works with the Dallas Symphony Orchestra’s Young Professional’s group, plays golf, and looks for wine tastings. He’s always looking to build new connections, create stories, and make new friendships.

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[BlogPost 184930312008 Why Personal Disability Insurance for Dentists is an Important Policy, BlogPost 182208087915 Dental Malpractice Insurance: Claims-Made vs. Occurrence?]

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