Washington and Nevada Consumer Health Data Privacy Notice

Last Updated: 6/21/2024

This Consumer Health Data Privacy Notice (the “Consumer Health Notice”) applies to residents of Washington State and Nevada and individuals whose Consumer Health Data (as defined below) is collected in Washington State and Nevada by RSC Insurance Brokerage, Inc. and its subsidiaries (collectively, the “Company”, “we,” “us,” or “our”) through https://www.risk-strategies.com/ and any other website we own and operate that links to this Consumer Health Notice (the “Sites”) or the related content, products, services, platforms and other functionality offered on or through our services  (collectively, the “Services”).

This Consumer Health Notice supplements the the Company’s Privacy Policy  and explains how we use and disclose your Consumer Health Data. This Consumer Health Notice does not address privacy practices relating to the Company’s job applicants, employees, and other personnel. Please note that this Consumer Health Notice is not a contract and does not create any legal rights or obligations not otherwise provided by law.

1.    Our Collection and Use of Consumer Health Data

The term “Consumer Health Data” as used in this Consumer Health Notice means any personal information that is linked or reasonably linkable to you and that identifies your past, present, or future physical or mental health status as defined in the Washington My Health My Data Act or the Nevada Consumer Health Data Privacy Law (the “Laws”). The data we collect depends on the context of your interactions with us and, in most cases, is information that you decide to share with us. Consumer Health Data does not include information that is considered deidentified under the Laws. Examples of Consumer Health Data that the Company may collect include:

  • Information you voluntarily share about your health-related conditions, symptoms, experiences, diagnoses, testing, or treatments.
  • Precise location data that could reasonably indicate that you are attempting to acquire or receive health services or supplies. 
  • Other information that may be used to infer or derive data related to the above or other health-related information.

With your permission, we may process and/or use Consumer Health Data that we collect from you to deliver the Service to you, including for the following purposes:

  • To build and enhance consumer profiles.
  • To find and place health, life, disability, long-term care, or other insurance products.
  • To create anonymous, aggregated or de-identified data.

2.    Sources of Consumer Health Data

The Consumer Health Data we collect depends on the context of your interactions with our Service and, in most cases, is information that you decide to share with us.

3.    Our Disclosure of Consumer Health Data

We may share the categories of Consumer Health Data set forth above with the following third parties:

  • Service Providers: We work with a variety of service providers who help us process your Consumer Health Data, such as to facilitate the operation of our Sites and Services and to support our communications, and advocacy programs.
  • Business Transactions: We may take part in or be involved with a business transaction, such as a merger. We may disclose Consumer Health Data to a third-party during the negotiation of or in connection with such a transaction.  
  • Legal Obligations and Rights: We may disclose Consumer Health Data to third parties: in connection with the establishment, exercise, or defense of legal claims; to comply with laws or to respond to lawful requests and legal processes; to protect our rights and property and the rights and property of others, including to enforce our agreements and policies; to detect, suppress, or prevent fraud; to protect the health and safety of us and others; or as otherwise required by applicable law.
  • With Your Consent: We may disclose Consumer Health Data about you to certain other third parties or publicly with your consent or at your direction. For example, with an individual’s consent or at their direction we may post their testimonial on our Sites or Services-related publications. 

4.    Your Privacy Rights

The Laws provide the following rights with respect to Consumer Health Data we collect about you:  

  • Right to Access / Confirm: You may have the right to confirm whether we are collecting, sharing, or selling Consumer Health Data about you and with whom we may be disclosing such Consumer Health Data, and to access such data.
  • Right to Withdraw Consent: If you have provided your consent for our processing or sharing of your Consumer Health Data, you may have the right to withdraw your consent.
  • Right to Delete: You may have the right to request that we delete your Consumer Health Data and that all third parties to whom we have disclosed your Consumer Health Data delete such data. 

5.    How to Exercise Your Privacy Rights

To exercise any of the privacy rights set forth above or to review data, please submit a request to privacy@risk-strategies.com.

Before processing your request, we will need to authenticate your identity. To authenticate your identity, we will generally require matching a minimum amount of information you provide us with the information we maintain about you in our systems. This process may require us to request additional information from you, including, but not limited to, your email address and phone number.

In certain circumstances, we may decline a request to exercise the rights described above, particularly where we are unable to authenticate your identity or locate your information in our systems. If we are unable to comply with all or a portion of your request, we will explain the reasons for our decision.

6.    Appealing Privacy Rights Decisions

If your request to exercise a right under the Laws is denied, you may appeal that decision by contacting us at privacy@risk-strategies.com. If the appeal is unsuccessful, you may raise a concern or lodge a complaint with the applicable attorney general:

7.    Changes to this Consumer Health Data Privacy Notice

We may update this Consumer Health Privacy Notice to reflect changes to our information practices and will post the updated Consumer Health Privacy Notice with a modified “Effective Date” at the top. Any changes or modifications will be effective immediately upon posting of the changes or modifications, and, to the extent permitted by law, retroactively to all personal information we have already collected. We encourage you to periodically review this Health Data Privacy Policy for the latest information on our privacy practices. If our information practices change, we will post these changes on this page.

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