Solutions

Collector & Exotic Car Insurance

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Comprehensive coverage for your entire car collection

At Risk Strategies, we understand that your collector and exotic cars are more than just vehicles—they are cherished investments, symbols of passion, and works of art. Our experts deeply appreciate and understand collector and high-value vehicles of all kinds. We offer collector and exotic car insurance solutions that are designed to provide unparalleled protection, ensuring your peace of mind no matter where the road takes you.

We've got you covered for all types of vehicles

  • Exotic, Super & Hyper Cars
  • Collector & Classic Cars, Trucks, Jeeps & SUVs
  • High-Value & Luxury Vehicles
  • Collector Motorcycles
  • Hot Rods & Race Cars
  • Classic & Antique Tractors
  • Replicas
  • Daily Drivers and more

Comprehensive coverage tailored to your specific needs

We provide custom insurance options that are crafted to meet the unique protection needs of high-value collectible and luxury vehicles, including coverage features that extend way beyond standard car insurance coverages.

Agreed Value Coverage

When it comes to safeguarding your collectible vehicle, Agreed Value Coverage ensures peace of mind. In the unfortunate event of a total loss, you’ll receive the full agreed insured amount. This eliminates concerns about depreciation affecting the value of your payout.

Comprehensive coverage

Whether it's theft, vandalism, or natural disasters like floods or storms, we have coverage options to meet your needs. This coverage ensures your vehicle is safeguarded against unforeseen events, allowing you to focus on the joy of ownership.

International driving coverage

For those who love the thrill of driving their collectible vehicles on roads abroad, international driving coverage provides the assurance you need. Whether you're touring picturesque landscapes or participating in international car rallies, this coverage is designed for the adventurous car enthusiast who seeks to explore new horizons without limitations.

Choice of repair facility

We understand the importance of trust and expertise when it comes to repairing your collectible car. With choice of repair facility coverage, you have the freedom to select a repair shop that meets your standards. Whether it’s a specialty workshop renowned for its craftsmanship or a trusted local mechanic, you can rest assured that your vehicle will be in capable hands, to ensure your vehicle’s value and integrity is preserved and protected.

OEM replacement parts

Maintaining the originality of your collectible car is crucial, which is why we prioritize coverage that includes the use of original equipment manufacturer (OEM) parts for repairs whenever possible. This helps ensure that your vehicle retains its authentic charm and performance, enhancing its longevity and value.

No mileage limits

With a no mileage limits policy you can enjoy your collectible car to the fullest. Drive with the freedom of knowing there are limited restrictions on how much you can use your vehicle. Whether you're cruising along scenic routes or attending car meets, you can relish every moment behind the wheel.

Multiple Driver Coverage

Recognizing that your car may have multiple enthusiasts wanting to experience its charm, multiple driver coverage can accommodate additional drivers. Whether sharing the driving experience with family members or fellow car aficionados, this coverage ensures that everyone can enjoy the ride with the same level of protection.

Rallies and tours participation

Experience the excitement of rallies and tours with confidence, knowing that you have coverage that extends to these exclusive events. Whether it's a historic car rally or a scenic tour, your vehicle can be protected, allowing you to focus on the thrill of the journey.

Specialty services and trusted advice

Beyond coverage, we offer specialty services and trusted advice tailored to the needs of collectible car owners. Whether you need advice on storage solutions or tips on restoration, we are here to support you every step of the way, ensuring your prized possession remains in peak condition.

  • Ensuring adequate primary and excess coverage for your vehicles.
  • Assessing the vulnerability of your home, garage, and storage facilities.
  • Evaluating emergency readiness plans for protecting and relocating vehicles.
  • Assisting with safe transport of vehicles to special events and car shows.
  • Providing claims advocacy to navigate the claims process efficiently.

60seara-classic-cars Photo Courtesy of Audrain Automobile Museum

Why choose Risk Strategies for your collector, exotic, and high-value car insurance?

We offer unparalleled expertise and comprehensive coverage tailored to the needs of collectors, exotic, and high-value car owners. Experience peace of mind knowing your prized possessions are in expert hands.

  • Subject Matter Experts: Our team includes specialists with extensive expertise in collector, exotic, and high-value cars, ensuring you receive expert guidance and support.
  • Deep Partnerships: We maintain long-standing relationships with top collector and exotic car insurance carriers, providing you with robust and tailored protection.
  • Nationwide and International Capabilities: Our insurance solutions are available across all 50 states and internationally, allowing us to meet your needs wherever you are.

Beyond vehicle coverage - Private Client Insurance solutions

Risk Strategies Private Client Services focuses on preparing successful families and individuals to face a complex future with confidence. We partner with clients to optimize their insurance protection and improve resilience.

We offer a full suite of Private Client insurance solutions to protect our clients’ assets and passions, including their homes, vehicles, boat and yachts, equine interests, aviation exposures, fine arts, private collections, and more. 

Connect with our insurance experts

Secure the best protection for your collector and exotic cars with Risk Strategies. Contact us to learn more about our tailored insurance solutions. 

Ask An Expert About Collector & Exotic Car Insurance

Practice Leadership

Alison Murphy

National Private Client Services Practice Leader

Alison Murphy

Alison Murphy

National Private Client Services Practice Leader

Alison joined Risk Strategies in 2021, developing and leading the overall national growth strategy for Private Client Services. She focuses on enhancing the client experience for our high net worth clients and delivering tailored solutions that better serve their unique insurance and risk management needs.

With over 25 years of experience in the property & casualty insurance industry, Alison has spent the majority of her career in the high net worth segment. Prior to joining Risk Strategies, she worked for the PURE Group of Insurance Companies where she held various leadership positions including Eastern Zone Executive. Previously, she held various roles focused on business development and underwriting for AIG and The Chubb Corporation.

Alison holds a Bachelor of Arts in English Literature from Franklin & Marshall College and is a graduate of Boston’s Future Leaders Program. She is actively engaged in her community through several organizations including the Greater Boston Chamber of Commerce, Insurance Industry Charitable Foundation, Women’s Lunch Place and the Dana-Farber Cancer Institute’s Falmouth Road Race.
Tim deRosa
Chief Operating Officer, Personal Lines
Tim deRosa

Tim deRosa

Chief Operating Officer, Personal Lines

Tim joined Risk Strategies in 2022 as the Chief Operating Officer for the Private Client Practice to help develop and implement the strategic vison for the practice and to manage day-to-day practice operations and technologies. His responsibilities include driving operational efficiencies across all offices and regions, enhancing the client experience through the use of technology, standardizing and optimizing workflows and helping to oversee the management of the Private Client Practices' largest carrier relationships.

In addition to his practice leadership role, Tim is also a personal risk advisor and works directly with successful families across the county. He assesses client needs, identifies future risks, and develops customized, comprehensive personal insurance solutions that align with their risk management priorities.

With nearly 25 years of experience in the insurance industry, Tim brings a wide range of experience having spent dedicated time on the retail, wholesale, and carrier sides of the business. He founded and sold Platinum Partners, a successful wholesale business focused exclusively on the private client segment. He also served as Executive Vice President of Orchid Underwriters, a private equity backed specialty MGA which he joined after selling his firm. In addition, Tim spent nearly a decade at Chubb Personal Risk Services where he held several executive level positions in both underwriting and marketing, including leading the New England Region.

Tim earned a Bachelor of Arts degree in Political Science from Drew University. He is a member of PRMA (Private Risk Management Association), a longtime member of the Boston Estate Planning Council, and a former member of the Family Office Exchange.

Lesa Blaser
Private Client Services Leader - Central Region
J.C. Fulse
Private Client Services Leader - Atlantic Region
Charlie Graham
Private Client Services Leader - New England Region
Nick Licursi
Private Client Services Leader - New York Region
Jeff Clinkscales

Private Client Services Leader - West Region

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