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New Illinois Commuter Benefit Program in 2024

Written by National Employee Benefits Practice | Sep 15, 2023 3:06:09 PM

Illinois recently became the latest jurisdiction requiring certain employers to offer a commuter transit benefit to employees, starting in 2024 (“IL Commuter Benefit Program”). Illinois now joins New Jersey along with the following cities in mandating commuter benefit programs: Berkeley, CA, Los Angeles, New York City, Philadelphia, Richmond, CA, Seattle, San Francisco Bay Area, and Washington, D.C.

On July 28, 2023, Illinois passed the “The Transportation Benefits Program Act” to promote employees commuting to and from their workplaces on public transit. The IL Commuter Benefit Program will be effective on January 1, 2024.

Covered Employers

Covered employers under the IL Commuter Benefit Program include all employers that employ 50 or more covered employees (see definition below) within designated towns and counties in Illinois at an address located within one mile of fixed-route transit service.

The list below details these designated locations under the IL Commuter Benefit Program:

  • All of Cook County, which includes Chicago and its surrounding suburbs.
  • Warren Township in Lake County; Grant Township in Lake County; Frankfort Township in Will County; Wheatland Township in Will County; Addison Township; Bloomingdale Township; York Township; Milton Township; Winfield Township; Downers Grove Township; Lisle Township; Naperville Township; Dundee Township; Elgin Township; St. Charles Township; Geneva Township; Batavia Township; Aurora Township; Zion Township; Benton Township; Waukegan Township; Avon Township; Libertyville Township; Shields Township; Vernon Township; West Deerfield Township; Deerfield Township; McHenry Township; Nunda Township; Algonquin Township; DuPage Township; Homer Township; Lockport Township; Plainfield Township; New Lenox Township; Joliet Township; or Troy Township.

Covered Employees

An employee is covered under the IL Commuter Benefit Program if they perform an average of at least 35 hours of work per week for compensation on a full-time basis within the locations listed above. Newly hired employees will be eligible for the IL Commuter Benefit Program starting on the first full pay period after 120 days of employment.

IL Commuter Benefit Program Details

All covered employers must provide a pre-tax commuter benefit for covered employees to purchase a transit pass through payroll deduction. A transit pass is any pass, token, fare card, voucher, or similar item entitling a person to transportation on public transit.

The IL Commuter Benefit Program must satisfy the federal rules under Internal Revenue Code §132(f) for qualified transportation expenses. For 2023, the maximum pre-tax monthly amount for qualified transportation expenses is $300.

Covered employers may comply with the IL Commuter Benefits Program by participating in a program offered by the Chicago Transit Authority or the Regional Transportation Authority.

Bona Fide Collective Bargaining Agreements: The IL Commuter Benefit Program requirements may be waived in a bona fide collective bargaining agreement provided the waiver is set forth explicitly in such agreement in clear and unambiguous terms.

Next Steps for Covered Employers

Employers covered under the IL Commuter Benefit Program are advised to review their current employee commuter benefit program to ensure full compliance by January 1, 2024.

If a covered employer already offers a commuter benefit program that complies with the IL Commuter Benefit Program, no further action is required for January 1, 2024.

For those covered employers without a current commuter transit benefit program in place, Risk Strategies is here to help. Contact your Risk Strategies team members for further assistance or email us directly at benefits@risk-strategies.com.